The Indian Prepaid and Debit Cards Market

Synopsis
The report provides market analysis, information and insights into the Indian prepaid and debit cards market, including:

• Current and forecast values for the Indian prepaid and debit card market
• Current and forecast values of the various categories in the Indian prepaid and debit card market
• Analysis of the key trends, drivers and challenges in the Indian prepaid and debit card market
• Summary of the current regulatory framework
• Detailed analysis of the marketing strategies adopted for selling prepaid and debit cards by category
• Competitive landscape of the Indian prepaid and debit card market
• SWOT analysis of the Indian prepaid and debit card market
• Profile of the major companies in the Indian prepaid and debit card market

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Report Details:
Published: August 2012
No. of Pages: 103
Price: Single User License:US$ 3800 Corporate User License:US$7600



The Indian prepaid and debit card market registered significant growth during the review period (2007–2011), with combined card volume recording a growth of 31% in 2011 over figures from 2010. Changing lifestyle demographics, the need for more sophisticated products, the growth of online shopping and increasing levels of per capita income supported the growth of this market. Many Indian banks have been expanding their networks of automatic teller machines (ATMs) in order to develop their business. Part of this expansion has involved installing point of sale (POS) terminals, which are electronic data-capture swipe machines and accept both debit and credit card payments at retail outlets. With competitive pressures on both the prepaid and debit cards market, banks and issuers are developing marketing and pricing strategies with the aim of attracting larger customer bases. Offers such as cash-back, discounts for retail outlets, buy-one-get-one-free offers, rewards points, increasing daily limits for cash withdrawals and insurance coverage are some of the most common strategies that banks are providing to debit and prepaid card customers.

Scope

This report will provide you with:
A comprehensive analysis of the prepaid and debit card market in India
Current values for the Indian prepaid and debit card market for the report's 2007–2011 review period and figures for the 2012–2016 forecast period.
Current values of the various categories within the Indian prepaid card market for the review period and forecast period.
Exhaustive summary of the key trends, drivers and challenges affecting the Indian prepaid and debit card market
Current regulatory framework in the industry
Strengths, weaknesses, opportunities and threats in the Indian prepaid and debit card market
Marketing strategies used by various companies
Profiles of the major banks and companies in the Indian prepaid and debit card market

Key highlights
The Indian debit and prepaid cards market grew substantially both in volume and value terms during the review period.
Growth in payment infrastructure has supported increased levels of card usage.
The online retail market will drive the use of prepaid and debit cards.
Consumer preference plays a key role in purchasing decisions.
Domestic payment scheme, RuPay, to compete with Visa and MasterCard.
Entry of non-banking companies to support growth.
Use of corporate prepaid travel cards to support growth over the forecast period.

Reasons to buy
Make strategic business decisions using historic and forecast market data related to the Indian prepaid and debit card industry and each category within it
Understand the key market trends and growth opportunities within the Indian prepaid and debit card market
Assess the competitive dynamics in the Indian prepaid and debit card market
Gain insights into the marketing strategies used by banks and prepaid card companies
Gain insights into key regulations governing the Indian prepaid and debit card market

Alternative Payment Channels

Payments are moving from cash based to cash-less transaction. Across the globe consumers are shifting towards more convenient, faster and more secure channels of payment like online banking or prepaid cards. A number of companies are also testing technologies that let customers make payments with mobile phones. In developing countries like India, online third party fund transfers provided by banks are also considered an alternative payment channel. Electronic payments are gradually displacing paper-based payments as the preferred means of transaction in many countries. While online payment services or e-commerce are more prominent in developed economies owing to the high penetration of the internet, mobile payments have considerable reach in emerging economies like India, China, Brazil and Kenya as there are more mobile phones than bank accounts in these countries. These changing trends are creating opportunities for established as well as start-up companies offering a plethora of alternative payment instruments. The online and mobile payment market is expected to undergo substantial growth with even some government institutions supporting the development of alternative payment channels across various sectors.

Scope

This report will allow you to:

• Gauge the current market status of alternative payment channels
• Access previously unpublished data on the alternative payments market
• Identify the trends and innovations propelling the growth of alternative payments
• Gain insight into technology and infrastructure supporting electronic payments
• Scan the trends in developed markets and the opportunities in emerging markets
• Learn from the major players and their product portfolios
• Analyse the overall market potential for alternative payments

Get your copy of this report @ http://www.reportsnreports.com/reports/183589-alternative-payment-channels.html

Report Details:
Published: July 2012
No. of Pages: 87
Price: Single USer License:US$3800     Corporate User License:US$11400



Key highlights

• Non-cash payments are replacing cash payments
• Electronic payments are replacing paper-based payments
• Self-service is replacing branch banking
• The use of debit cards has grown faster than the use of credit cards, but this may change
• Direct debits are developing slowly

Reasons to buy

• Examine detailed insight into the variety of alternative payment channels currently available
• Key industry statistics have been compiled to give a holistic view of the major markets such as the US, UK, Italy, Germany, India and China
• There is a special emphasis on the opportunities available in emerging markets
• Gain insights into key regulations governing alternative payment channels 

Table of contents

1 Executive Summary

2 Alternative Payments
2.1 Alternative Payments - Market Presence
2.2 Types of Alternative Payments
2.2.1 Prepaid Cards
2.2.2 E-Payments Gateways
2.2.3 Mobile Payments
2.2.4 Voice biometrics a 'proven solution'
2.3 Financial Inclusion
2.4 Cross Border payments
2.5 Key Player Matrix - Payment Service Providers

3 Technology/Infrastructure
3.1 Introduction
3.2 Internet and Mobile Penetration
3.3 Internet Users
3.4 Internet users in the world by Geographic Regions-2011
3.5 Entrance of Telco's in Financial Services
3.5.1 Innovative Technology for Alternative payments
3.6 Role of ATMs and PoS (Point Of Sale Equipment)
3.6.1 Visa forecast for 2012
3.6.2 VPay
3.6.3 MBNA launches American Express-branded contactless credit card in the U.K

4 Developed Economies
4.1 Europe
4.2 The US - accelerating electronic payments
4.3 Japan

5 Emerging Economies
5.1 BRIC Countries - Economic Snapshot
5.2 BRIC Countries - Financial Inclusion
5.3 Brazil
5.4 India
5.5 China
5.6 Russia
5.7 Africa
5.8 Latin America - A window of opportunity
5.9 Emerging Europe

6 Key Regulatory and Industry Initiatives

7 Conclusion

8 Bibliography

List of Tables

Table 1: Prepaid Cards: New trends and innovations
Table 2: Electronic Payments by value and volume
Table 3: M-payment Business models
Table 4: Mobile Payments - Today and Tomorrow
Table 5: Percentage of banked households in 2009
Table 6: Active, unbanked clients of eight branchless banking pioneers 2010
Table 7: 2pay (to be renamed as Xsolla)
Table 8: AcceptEmail
Table 9: Adyen
Table 10: Chase Paymentech
Table 11: Chess
Table 12: CyberSource
Table 13: Failsafe Payments
Table 14: First Atlantic Commerce
Table 15: hyperWALLET
Table 16: Mi-Pay
Table 17: Introduction
Table 18: Payment Instrument (Major European Economies) (% of total number of transactions 2010
Table 19: Financial Access (Major European Economies) - Number of Branches per 100,000 adults 2009
Table 20: Financial Access
Table 21: Mobile Payments
Table 22: Financial Access - Number of Branches per 100,000 adults, 2009
Table 23 Payment Adoption
Table 24: Mobile banking and mobile payments in the United States
Table 25: Financial Access - Number of Branches per 100,000 adults, 2009
Table 26: Volume and Value of Transactions Settled Using Electronic Money - Japan
Table 27: Mobile Contactless payment market - key players
Table 28: Major Smart Card Services in Japan
Table 29: Financial Access - Number of Branches per 100,000 adults 2009
Table 30: Brazil - Payment Instrument by Volume (mn)
Table 31: US credit card balance growth 1999-2008
Table 32: Retail Electronic Payment
Table 33: Retail Electronic Payment
Table 34: Key players in the Indian Alternative Payment Market
Table 35: Current Payment and Clearing systems in Africa

Prepaid and Gift Cards Market in the U.S., 3rd Edition

Prepaid card usage trends and debit-driven regulatory change suggest that the prepaid industry has the wind at its back. Indeed, Packaged Facts estimates that prepaid card payment volume will rise 22.4% in 2012 to $247.5 billion, up from $202.2 billion in 2011, on the strength of almost 10 billion transactions.

However, continued growth will meet with a combination of challenges and opportunities: How will the industry approach consumers’ banking dissatisfaction & distrust issues? Can it strike a balance between checking account profits and emerging migration to prepaid programs? How can it increase prepaid cardholder retention, navigate lingering overdraft issues, harness card platforms to best meet the needs of the unbanked and underbanked, and leverage younger consumers’ financial positions while building relationships with them? In what ways will it seek to increase product transparency while reducing fees and simplifying fee structures?

Packaged Facts’ report on Prepaid and Gift Cards in the U.S. takes up these issues and many more, covering trends related to general purpose reloadable prepaid cards, government benefit cards, payroll cards, and gift cards, with a focus on general purpose reloadable prepaid cards.

The report includes:

• An overview of recent regulations reshaping not only the prepaid debit card landscape but also broader consumer banking revenue generation strategies
• Prepaid card brand analysis, including Chase Liquid, American Express Prepaid, the Walmart MoneyCard, RushCard, H&R Block Emerald Card, and Direct Express
• Prepaid debit card usage and growth within the context of the consumer payments universe
• Prepaid card and gift card usage demographic trends
• The degree to which consumers use their prepaid cards and how prepaid engagement relates to the use of other payment cards. We also assess relationships between consumer banking product ownership and payment card use, including prepaid card use.
• Prepaid debit card users’ usage motivations (including convenience, relationship to cash, creditworthiness, and spending control); consumer financial self-perceptions; and the relationship between those self-perceptions and payment card use and usage mix.
• Gift card purchasing trends and spending demographic trends
• Prepaid- and broader debit-driven performance and strategies at card associations MasterCard and Visa; prepaid card issuers and program managers American Express, Green Dot and NetSpend; and prepaid distribution network Blackhawk.

Buy your copy of this report @ http://www.reportsnreports.com/reports/172780-prepaid-and-gift-cards-in-the-us-3rd-edition.html

Report Details:

Published: June 2012
No. of Pages: 221

Price: Single User License – US$4295             Corporate User License – US$8590

Major points covered in Table of Contents of this report include:

Chapter 1 Executive Summary

Chapter 2 Introduction and Overview

Chapter 3 Market Size and Forecast

Chapter 4 Regulatory Analysis and Impact 

Chapter 5 Prepaid Challenges and Opportunities

Chapter 6 Prepaid Card Brand Analysis
Chapter 7 Prepaid Cards in Context: The Consumer Banking & Payments Universe 

Chapter 8 Credit, Debit, Prepaid & Gift Card Usage Trends: 2010-2012

Chapter 9 Prepaid Cards & the Banking Relationship

Chapter 10 Prepaid Cardholder Financial Attitudes & Usage Rationales

Chapter 11 Gift Card Usage & Spending Trends

Chapter 12: Company Prepaid Strategies