Emerging Opportunities in the Middle East Consumer Finance Market: Market Size, Strategies, Products and Competitive Landscape

Synopsis
The report provides market analysis, information and insights into the Middle East consumer finance market, including:

• Current and forecast values for the Middle East consumer finance market
• Comprehensive, country-specific analysis of the industry’s market attractiveness and key trends and drivers supporting the growth of the consumer finance market in Middle East countries
• Detailed analysis of the marketing strategies adopted by banks in Middle East countries for selling consumer loans
• Detailed analysis of the challenges affecting the Middle East consumer finance market
• Company profiles of the major banks in the Middle East consumer finance market

Summary

The Saudi Arabian consumer finance market valued SARXXX.X billion in 2011, after growing at a compound annual growth rate (CAGR) of 7.44% during the review period (2007–2011). It is projected to retain a high CAGR of 9.05% over the forecast period (2012–2016). This strong growth will be driven by the country’s improving macroeconomic and microeconomic fundamentals, and by the increasing domestic demand for consumer finance services. The UAE consumer finance market valued AEDXXX.X billion in 2011, after growing at a CAGR of 4.49% during the review period. It is projected to record a high CAGR of 5.09% over the forecast period (2012–2016). This robust growth will be primarily driven by the rising disposable income of the increasing expatriate population, and increased capital inflows due to rising oil exports. The Kuwaiti consumer finance market recorded strong growth during the review period and valued KWDX.X billion in 2011. It is projected to register a CAGR of 9.06% over the forecast period. This strong growth will be driven by the country’s improving macroeconomic conditions and rising domestic demand for consumer finance products. The Egyptian consumer finance market valued EGPXXX.X billion in 2011, after recording a CAGR of 11.51% during the review period. It is projected to continue its strong growth over the forecast period to reach a value of EGPXXX billion in 2016. This strong growth will be driven by the country’s improving macroeconomic fundamentals and rising domestic demand for consumer finance products.

Buy your copy of this report @ http://www.reportsnreports.com/reports/183692-emerging-opportunities-in-the-middle-east-consumer-finance-market-market-size-strategies-products-and-competitive-landscape.html

Report Details:
Published: July 2012
No. of Pages: 151
Price: Single User License: US$2950         Corporate User License: US$5900 



Scope

This report provides an extensive analysis of the consumer finance market in the Middle East

• It details historical values for the consumer finance market in the Middle East for 2007–2011, along with forecast figures for 2012–2016
• The report provides a detailed analysis on key trends, drivers, marketing strategies and challenges in the consumer finance market in the Middle East
• It outlines the current regulatory frameworks in the industry
• It details the marketing strategies adopted by various banks
• It profiles the major banks in the Middle East

Reasons To Buy

• Make strategic business decisions using historic and forecast market data related to the Middle East consumer finance industry and each market within it
• Understand the key market trends and growth opportunities within the Middle East consumer finance market
• Assess the competitive dynamics in the Middle East consumer finance market
• Gain insights into the marketing strategies adopted by banks to sell consumer finance products
• Gain insights into key regulations governing the consumer finance market in the Middle East

Key Highlights

• The Saudi Arabian auto loans category increased in value at an impressive CAGR of 7.09% during the review period.
• Saudi Arabia’s rising employment levels are expected to generate increased demand for consumer finance in the country. Unemployment in Saudi Arabia is projected to decrease from 9.8% in 2011 to 9.3% in 2016.
• Personal loans is the largest category in the UAE consumer finance market, accounting for 48% of the total market in 2011.
• Foreign banks have a strong presence in the UAE, but have to follow stringent regulations formulated and regulated by the Central Bank of the United Arab Emirates.
• The law in Kuwait dictates that only 3–4% of the total area of the country can be used for private housing. The supply of residential property in the country is, therefore, restricted by law.
• The Egyptian auto loans category recorded a strong CAGR of 17.50% during the review period to reach a value of EGP8.9 billion in 2011.
• National Bank of Egypt is the largest company in the Egyptian consumer finance market with a 17% market share in 2011.

Emerging Opportunities in the Russian Consumer Finance Market: Market Size, Strategies, Products and Competitive Landscape

The report provides detailed market analysis, information and insights into the Russian consumer finance market, including:

• Current and forecast values for the Russian consumer finance market
• Comprehensive analysis of the industry’s market attractiveness and key trends and drivers supporting the growth of the consumer finance market in Russia
• Detailed analysis of the marketing strategies adopted by companies in Russia for selling consumer loans
• Detailed analysis of the challenges affecting the Russian consumer finance market
• The competitive landscape in the Russian consumer finance market
• Company profiles of the major banks in the Russian consumer finance market

Executive summary

The Russian consumer finance market declined in 2009 but managed to recover strongly in 2010 and 2011. The recovery is primarily attributed to the stabilization of interest rates in consumer lending. The consumer finance market recorded a compound annual growth rate (CAGR) of 19.46% during the review period (2007–2011). It is projected to retain a high CAGR of 19.85% over the forecast period (2012–2016). The strong growth will be driven by the country’s improving macroeconomic fundamentals and rising domestic demand for consumer finance products. Personal loans is the largest category in the Russian consumer finance market. It recorded a CAGR of 23.79% during the review period. Russia’s rising employment levels are expected to generate more demand for personal loans in the country. The improving employment conditions in the country will encourage Russians to increase their personal consumption expenditure, increasing the demand for personal loans. Most Russians take out personal loans to purchase furniture, large household appliances and mobile phones.

Scope

• This report provides an extensive analysis on the consumer finance market in Russia
• It details historical values for the consumer finance market in Russia for 2007–2011, along with forecast figures for 2012–2016
• The report provides a detailed analysis on key trends, drivers and challenges in the consumer finance market in Russia
• It outlines the current regulatory framework in the industry
• It provides detail on the competitive landscape in the Russian consumer finance market
• It details the marketing strategies adopted by various companies

Key highlights

• The Russian consumer finance market recorded a compound annual growth rate (CAGR) of 19.46% during the review period (2007–2011). It is projected to retain a high CAGR of 19.85% over the forecast period (2012–2016)
• Personal loans is the largest category in the Russian consumer finance market, accounting for 49.3% of the total consumer finance market in 2011
• Personal loans was also the fastest-growing category in the Russian consumer finance market during the review period with a CAGR of 23.79%
• State-owned Sberbank is the leader in the Russian retail lending market
• The mortgage lending market in 2011 in Russia made significant progress, with demand principally driven by the economy-class segment

Reasons to buy

• Make strategic business decisions using historic and forecast market data related to the Russian consumer finance market
• Understand the key market trends and growth opportunities in the Russian consumer finance market
• Assess the competitive dynamics in the Russian consumer finance market
• Gain insights into the marketing strategies adopted by companies to sell consumer finance products
• Gain insights into key regulations governing the consumer finance market in Russia 

Get your copy of this report @ http://www.reportsnreports.com/reports/178825-emerging-opportunities-in-the-russian-consumer-finance-market-market-size-strategies-products-and-competitive-landscape.html 

Report Details:

Published: July 2012

No.of Pages: 43

Price: Single User License: US$1950   Corporate User License:US$5850 

  

1 Executive Summary

2 The Future Outlook of Consumer Finance in Russia

3 Russian Consumer Finance Market Dynamics3.1 Macroeconomic Fundamentals
3.1.1 GDP
3.1.2 Annual disposable income
3.1.3 Inflation rate
3.1.4 FDI inflows
3.1.5 Urban and rural population
3.1.6 Population
3.2 Consumer Attitude towards Credit
3.3 Key Performance Indicators
3.4 Regulatory Framework

4 Russian Consumer Finance Market Opportunity and Growth Potential4.1 Overview
4.2 Housing Loans
4.3 Credit Card Loans
4.4 Personal Loans
4.5 Auto Loans
4.6 Education Loans

5 Key Trends and Growth Drivers for the Russian Consumer Finance Market5.1 Housing Loans
5.2 Credit Card Loans
5.3 Personal Loans
5.4 Auto Loans
5.5 Education Loans

6 Industry Structure and Competitive Landscape

7 Strategies7.1 Marketing and Product Strategies
7.2 Market Entry Strategies
7.3 Growth Strategies

8 Challenges

9 Company Profiles

10 Appendix10.1 About BRICdata
10.1.1 Areas of expertise
10.2 Methodology
10.3 Disclaimer

List of tables
Table 1: Russian Consumer Finance Market Outlook (RUB Billion), 2011–2016
Table 2: Russian GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)
Table 3: Russian Annual Disposable Income (US$ Billion), 2007–2016
Table 4: Russian Inflation Rates (%), 2007–2016
Table 5: Russian Banking Industry Value by Loans and Deposits (US$ Billion), 2007–2011
Table 6: Russian Banking Industry Value by Loans and Deposits (US$ Billion), 2012–2016
Table 7: Russian Consumer Finance Market Size (RUB Billion), 2007–2011
Table 8: Russian Consumer Finance Market Size (RUB Billion), 2012–2016
Table 9: Russian Consumer Finance Market Size by Category (RUB Billion), 2007–2011
Table 10: Russian Consumer Finance Market Size by Category (RUB Billion), 2012–2016
Table 11: Russian Mortgage Lending Market Size (RUB Billion), 2007–2011
Table 12: Russian Mortgage Lending Market Size (RUB Billion), 2012–2016
Table 13: Russian Credit Card Loans Market Size (RUB Billion), 2007–2011
Table 14: Russian Credit Card Loans Market Size (RUB Billion), 2012–2016
Table 15: Russian Personal Loans Market Size (RUB Billion), 2007–2011
Table 16: Russian Personal Loans Market Size (RUB Billion), 2012–2016
Table 17: Russian Car Loans Market Size (RUB Billion), 2007–2011
Table 18: Russian Car Loans Market Size (RUB Billion), 2012–2016
Table 19: Russian Education Loans Market Size (RUB Billion), 2007–2011
Table 20: Russian Education Loans Market Size (RUB Billion), 2012–2016
Table 21: Russia Interest Rate (%), 2007–2011

List of figures

Figure 1: Russian Consumer Finance Market Outlook
Figure 2: Russian GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)
Figure 3: Russian Annual Disposable Income (US$ Billion), 2007–2016
Figure 4: Russia Inflation Rate (%), 2007–2016
Figure 5: Russia FDI Inflows (US$ Billion), 2007–2010
Figure 6: Russian Urban and Rural Population (%), 2007–2016
Figure 7: Russia Population (Million), 2007–2010
Figure 8: Russian Banking Industry Value by Loans and Deposits (US$ Billion), 2007–2011
Figure 9: Russian Banking Industry Value by Loans and Deposits (US$ Billion), 2012–2016
Figure 10: Russian Consumer Finance Market Size (RUB Billion), 2007–2011
Figure 11: Russian Consumer Finance Market Size (RUB Billion), 2012–2016
Figure 12: Russian Consumer Finance Market Size by Category (RUB Billion), 2007–2011
Figure 13: Russian Consumer Finance Market Size by Category (RUB Billion), 2012–2016
Figure 14: Russian Mortgage Lending Market Size (RUB Billion), 2007–2011
Figure 15: Russian Mortgage Lending Market Size (RUB Billion), 2012–2016
Figure 16: Russian Credit Card Loans Market Size (RUB Billion), 2007–2011
Figure 17: Russian Credit Card Loans Market Size (RUB Billion), 2012–2016
Figure 18: Russian Personal Loans Market Size (RUB Billion), 2007–2011
Figure 19: Russian Personal Loans Market Size (RUB Billion), 2012–2016
Figure 20: Russian Car Loans Market Size (RUB Billion), 2007–2011
Figure 21: Russian Car Loans Market Size (RUB Billion), 2012–2016
Figure 22: Russian Education Loans Market Size (RUB Billion), 2007–2011
Figure 23: Russian Education Loans Market Size (RUB Billion), 2012–2016
Figure 24: Russian Number of Households (Million), 2007–2016
Figure 25: Average Number of Credit Cards Used by an Individual by Country, 2010
Figure 26: Russian Unemployment Rate (%), 2007–2016
Figure 27: Russian Car Credit Sales as a Share of Total Sales (%), 2006–2010
Figure 28: Russian Car Sales (Million Units), 2007–2012
Figure 29: Russia Interest Rate (%), 2007–2011

Assessing the Payment Landscape in the Developed Markets

While a vast amount of the expected payment growth lies in emerging markets, the potential of developed markets should not be overlooked. The more developed regions of North America and Western Europe accounted for 62% of the total US$11.6 trillion in card payment volume in 2011. Moreover, the developed markets continue to exhibit substantial payment growth. Both the developed and emerging markets each contributed roughly US$2.0 trillion to the absolute card payment volume over 2006-2011.

Euromonitor International's Assessing the Payment Landscape in the Developed Markets global briefing offers insight into the size and shape of the Consumer Finance market, highlights buzz topics, emerging geographies, categories and trends as well as pressing industry issues and white spaces. It identifies the leading companies and offers strategic analysis of key factors influencing the market. Forecasts provide an invaluable perspective on market evolution and the criteria for success. The briefing leverages Euromonitor International’s 360-degree coverage of the global payments’ landscape including insight on consumer debt.

Assessing Payment Landscape Market

Published: March 2012
No. of Pages:31
Price: Single User License: US$ 2000



Product coverage: Consumer Lending, Financial Cards and Payments.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Finance market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market’s major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.

Table Of Contents
Introduction
Market Performance
Consumer Analysis
Market Prospects
Report Definitions

Browse all Banking and Finance Research Reports @  http://www.reportsnreports.com/market-research/banking-services/

Wealth Management in the US

The US wealth management industry continues to strive to recover wealth lost during the 2008 financial crisis. In doing so, US wealth managers must adapt to the increasingly complex regulatory environment. The market is a mixture of retail bank private bank operations, investment bank-led and brokerage-based wealth managers, multi-family offices, and foreign banks.

Features and benefits

• Build your customer targeting strategy using in-depth HNW demographics and needs analysis based on Datamonitor's annual Global Wealth Manager Survey.
• Assess your competition through detailed profiles of notable players, including the customer targeting, marketing and product strategies they employ.
• Size your potential client base using Datamonitor's proprietary data, presenting the number of affluent individuals by liquid asset band to 2015.

Your key questions answered

• What strategies are my competition employing to win and keep affluent clients?
• Which products and services will affluent clients in the US want in the next two years?
• How is the US wealth management industry structured? What role do banks and asset managers play?
• How many potential clients in the US have onshore liquid assets that would allow me to run a very profitable business?
• Who are the main regulators in Switzerland and which legislation has impacted wealth managers?

US Wealth Management Market

Published: February 2012
No. of Pages: 105
Price: Single User License: US$ 4495     Corporate User License: US$ 11238





Highlights

The US onshore affluent population constitutes 40.7% of the total adult population (aged 20 and above). The established nature of many industries in the largest and most developed economy in the world, alongside an established culture of entrepreneurialism, has fueled the development of a large pool of affluent individuals in the US.

The US HNW customer is typically over 51 years old and male. Wealth is amassed through earned income and business/entrepreneurship or inheritance. Liquid wealth is held in equities and government bonds. There is a strong appetite for discretionary asset management. There is a high understanding of financial products and a moderate risk appetite.

Investment bank-led and brokerage-based wealth managers exist alongside defined private banking operations from US retail banks, as well as independent family offices. Numerous foreign banks are present in the US in both the onshore and offshore market. There is also a large number of investment advisors in the US market.

Browse here for all Wealth Management Reports

Consumer Payments in the U.S.: Trends Driving the Credit, Debit, and Prepaid Card Industries

Displacement of cash and checks in combination with the nation's formerly increasing disposable income has long served to grow the market for payment products. As that displacement has slowed and the nation's per capita income has declined, participants in the consumer payments industry can succeed only by growing market share. Organic growth in the U.S. industry is not in the cards for the foreseeable future.

This United States focused research examines the demographic, payment product and channel preference changes driving a profound transformation of the payments industry.

This new report provides historical market size, industry and product revenue forecasts for both traditional and new payment products and channels. It also drills down to product and brand preferences as well as bill payment behaviors and financial attitudes specific to seniors, older and younger Baby Boomers, Generation X and Millennials.

U.S Consumer Payments Trends

Published: February 2012
No. of Pages: 114
Price : Single User License - US$3995



Specific trends addressed both in macro and generational cohort specific terms include responses to debit card fees and debit card loyalty programs cancelled by issuers in the wake of debit interchange caps. Consumers have rejected new debit fees and as they have been deluged with credit card offers, they have quickly switched their product preference from debit to rejuvenated credit cards.

With household incomes declining even as healthcare costs and student loan debt are rising, the overall payments pie is shrinking, prompting payment providers to base profit growth strategies on taking market share from their competitors.

The overall economy will remain stalled until 2013 or 2014, and Millennials as the newest adult generational cohort have brought with them novel payment and channel preferences. This report guides issuers, retailers and marketers in optimizing the potency of each product differentiating feature, mastering new payment and communication channels, and building loyalty programs based on cost sharing with merchants to maintain or grow market share.

Consumer Lending 2012: Trends, Developments and Prospects

Several years of economic downturn and slower growth have led to a decline in 2008 and in 2009 in consumer credit for the most established markets of North America and Western Europe. The emerging markets have managed to continue to grow thanks to historically low interest rates and an openness of the youth population to credit.

Consumer Lending Market

Published:January 2012
No. of Pages: 35

Euromonitor International's Consumer Lending 2012: Trends, Developments and Prospects global briefing offers insight into the size and shape of the Consumer Finance market, highlights buzz topics, emerging geographies, categories and trends as well as pressing industry issues and white spaces. It identifies the leading companies and offers strategic analysis of key factors influencing the market. Forecasts provide an invaluable perspective on market evolution and the criteria for success. The briefing leverages Euromonitor International’s 360-degree coverage of the global payments’ landscape including insight on consumer debt.

Product coverage: Consumer Lending, Financial Cards and Payments.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Finance market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market’s major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.

Euromonitor International has over 30 years experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town, Santiago and Sydney and a network of over 600 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning.